Restaurant funding
Find the right capital for your restaurant — we do the legwork
Whether you need $10,000 or $500,000+, Elevaro connects you with vetted funding partners matched to your restaurant — revenue-based financing, SBA loans, equipment financing, and more. Free to apply, no obligation.
July 2026 results
$300K secured across 5 restaurant success cases
Five operators completed funding in July. Four agreed to be named publicly; one remains confidential.
View the full results →How it works
A capital and marketing partner designed to help restaurants grow
Built by operators, for operators — funding that pays for itself through new guest visits.
Get funding
Receive upfront capital — non-restrictive, non-dilutive, and interest-free. We connect you with the right funding partner and handle the paperwork so you can focus on your restaurant.
Bring in new guests
Your funding partner markets your restaurant to a network of high-value diners, helping you acquire new guests and fill empty seats — turning capital into foot traffic.
Grow your business
Whether you're expanding, renovating, or reinvesting, this model delivers the most cost-effective form of restaurant financing — paired with increased guest visits.
Funding options
Capital that fits the way you operate
Every restaurant is different. We match you with the structure that works for your revenue, timeline, and goals.
Revenue-based financing
Repay as a percentage of daily sales. When business is slow you pay less, when it picks up you pay more. No fixed monthly payments.
Merchant cash advances
Get a lump sum based on your card processing volume. Repayment is automatic through a small percentage of future card sales.
SBA & traditional loans
Lower rates and longer terms for established restaurants. We help you navigate the paperwork and connect with SBA-preferred lenders.
Equipment financing
Fund kitchen upgrades, POS systems, or buildouts with the equipment itself as collateral — often with no money down.
Lines of credit
Flexible capital you draw on when you need it — for inventory, payroll gaps, seasonal dips, or unexpected expenses.
Alternative & non-dilutive capital
Programs designed specifically for restaurants — including pre-sold dining credit, grant programs, and operator-friendly structures with no equity required.
Do you qualify?
If your restaurant meets all three criteria below, you're guaranteed a minimum of $10,000 per location in initial funding:
- Full-service restaurant that takes online reservations
- Minimum 4-star Google rating
- $1 million+ in annual revenue per location
Not a perfect fit? Best-in-class quick-service and multi-unit concepts in major metros are considered too. Submit your details and we'll review your qualification, handle the application for you, and come back with a personalized funding range — usually within 1–3 business days.
- No fees — our service is free to restaurant owners
- No obligation — you choose if and when to move forward
- No credit check to get started
- We handle the paperwork and partner introductions
Want to understand how we grow restaurants online? See how our services work or request a free presence audit.
Apply for restaurant funding
Free to apply. No credit check, no obligation — we do the legwork.
FAQ
Common questions about restaurant funding
What kinds of restaurant funding can Elevaro help me find?
We connect you with a range of options: revenue-based financing, merchant cash advances, SBA loans, equipment financing, lines of credit, and alternative capital programs. We match based on your restaurant's profile, not a one-size-fits-all product.
Does Elevaro lend money directly?
No. Elevaro is a funding advisory — we connect you with vetted capital partners and help you compare terms. We don't lend, take equity, or charge application fees.
How much funding can I get?
It depends on your revenue, time in business, and credit profile. Most restaurant owners we work with secure between $10,000 and $500,000. Some programs serve larger multi-location groups as well.
How fast can I get funded?
Many of our partners fund within 3–10 business days after approval. SBA loans take longer — typically 30–90 days — but offer lower rates and longer terms.
Do I need perfect credit?
Not necessarily. Different programs have different requirements. Revenue-based financing and merchant cash advances focus more on your sales volume than your credit score. We'll match you with options that fit your situation.
What does it cost to apply through Elevaro?
Nothing. The consultation and matching process is free. You only pay the terms you agree to with the funding partner you choose.
Can I use the funding for anything?
In most cases, yes — renovations, new locations, equipment, marketing, hiring, inventory, or working capital. Some programs like equipment financing are tied to a specific purchase, but we'll explain the details upfront.